i'm 19 years old and i dont have a credit card but i am thinking of getting one..For a cosmetic surgery loan i need a good credit history to get one but as a new credit card, it wont have any history..Can i buy things by credit cards for about a year and a half so that my credit score increases so i can get a loan? what should i do except to have a co-signer?
Cosmetic loan fever?
Hi,
Yes, one and half years are enough to get you a good credit score. But, be prompt on your credit card repayments. Check out http://creditcard.creditoverseer.info for some useful info and tips. Good luck!
Reply:Here is one shortcut that can give you a credit history almost overnight.
Ask someone with good credit who trusts you a great deal to add you as an authorized user on a couple of their accounts. Within 30-days it will show up on your credit report as well as the account history.
This doesn't always work but 99% of the time it will.
Good luck with the surgery.
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