Loans / Lines of credit for those wanting cosmetic procedures?
Taking down payments, as collateral , or special circumstances such as these?
Are there any cosmetic surgery financing companies w/ loans, credit to those wanting cosmetic procedures?
First a down payment is not collateral. If you qualify for a personal loan or line of credit, the lender is not going to care what you plan to use the money for, only that you will be able to make your payments.
The cosmetic surgeon may be willing and able to accept monthly payment over a period of time or to assist you in arranging financing.
Another option you should consider is making the payments first (saving up the cost) and then having the procedure.
If you suffer from a serious deformity. you may be able to find a cosmetic surgeon that will do the surgery at a reduces fee or even not cost depending on your ability to pay. Many cosmetic surgeons do a considerable amount of this type of work feeling, in part that supporting such work justifies the time they spend on elective procedures.
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